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Oct25
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- How much money do you make in a week?
- How long have you been making that amount each week?
- When was the last time you asked for or gave yourself a raise?
- What do others in your field make compared to you?
- When was the last time you raised your rates or prices?
- Have you raised your shipping rates with the hike in postal & shipping prices?
- Have you added a delivery surcharge to cover raising gas costs?
- Have you had a "SALE" on any overstock or unused office equipment or supplies you don't need?
There are many ways you can increase your income without giving yourself a "literal" raise in your weekly paycheck. Some other tips are changing the light bulbs in your store and office to energy efficient bulbs. See what you can come up with and share those ideas here!
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Oct25
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Now that you know what your debts are and how much they are, you need to decide which are more important. You will want to just pay them all off at once, but you should look at each one and...
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What is your business's monthly credit plan? Do you have a monthly credit plan? Have you ever heard of a monthly credit plan? If not, keep reading. How do you know how much money your business needs to make a...
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Part 3 of your Debt Diet is re-paying your debts. Sounds simple, but so many entrepreneurs do not realize this. Some ways to do this are: Reduce your interest rates. Learn your Credit Score and what it means. (perfect is...
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As part of your Debt Diet, the next step is to STOP SPENDING! Completely. This is hard but look at it as a challenge and it will be something you can do and feel proud about. Starting today get a...
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Do you know how much debt your business has? Most entrepreneur's do not. Gather all your monthly bills and start adding it up, include interest and any fees you pay. Make a list and add it all up. Once you...
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Oprah recently did a series called "The Debt Diet", it has also been in the news everywhere! Oprah's show targeted individuals who needed help with thier debt, but we need to remember that business owners may need a "Debt Diet"...
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Oct20
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Today in "Tim's Tips" newsletter there was an interview done with Marv Steir who is the Managing Director of a group of companies that fill a niche for credit and fraud information. He has twenty years with the R.C.M.P., including...
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Oct19
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When should a business open a line of credit? When you want to: Purchase inventory or supplies and pay on account. When your business starts to grow, so you can purchase on credit and keep your cash flowing smoothly, while...
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Oct17
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I am very excited to announce that I am going to drive to CT today to tape a television show that will air next Tuesday, October 24, 2006 called "The Book Authority" hosted by Brian Jud. The show talks about...
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Oct10
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The most popular excuse used by debtors is "I never got the invoice!" Now try to forget that they came into your store and picked up their product or had their service done, and try to forget that they had...
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Oct 4
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If you are in the collection industry, you are familiar with Kaulkin Ginsberg. They publish advice, expertise and information on the collection industry. They have just released a new report called the Healthcare ARM Report and I wanted to share some of...
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Oct 3
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When you decide you want to have a credit policy, you should know what a basic policy is compiled of. When you sit down to create your policy, take these steps to ensure a quality, effective credit policy: Review your...
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Oct 2
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So many of you still do not have a credit policy, I hear every day from people who say, I don't need one, or I don't have any past due customers. For your benefit I want to share with you...
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