Credit Policy for businesses and how to extend credit and manage credit risk

• How much money do you make in a week? 
• How long have you been making that amount each week? 
• When was the last time you asked for or gave yourself a raise?
• What do others in your field make compared to you?
• When was the last time you raised your rates or prices?
• Have you raised your shipping rates with the hike in postal & shipping prices?
• Have you added a delivery surcharge to cover raising gas costs?
• Have you had a "SALE" on any overstock or unused office equipment or supplies you don't need?

There are many ways you can increase your income without giving yourself a "literal" raise in your weekly paycheck. Some other tips are changing the light bulbs in your store and office to energy efficient bulbs.  See what you can come up with and share those ideas here!