Credit Policy for businesses and how to extend credit and manage credit risk

Question: 

        What is the most expeditious way to establish business credit without the need for a personal guarantee?

Answer: 

        You should apply for credit under your business name with vendors you are doing business with.  Pay your accounts on time or early and take advantage of early payment discounts, this will boost your credit and save you money.  

Try applying for small credit lines with vendors you have been doing business with and paying on time, the longer you do business with them, the more credit you can ask for as long as you are paying early or on time.