Credit Policy for businesses and how to extend credit and manage credit risk

Tax rebate checks have starting being deposited and being mailed! What will you do with yours? These checks are supposed to be to spend on "fun" items in order to boost the economy.  Most poeple won't be doing that!  Here are the top 5 ways to use your check:

1.  Invest in your career, take a class or learn something that you can add to your resume and make you a more valuable employer or employee.

2.  Pay down high-interest debt, get rid of anything you can or at least lower the balance!

3.  SAVE - add to your emergency fund!

4.  Invest some of it, in a CD or an IRA.

5.  SPLURGE! Just a little, pay off a big debt and then use a small portion of your rebate to reward yourself or your employees. Recognition goes a long way!